6 Types of car insurance which you must have in UAE
So, if you have, you recently purchased a new ravishing car, then there are various factors to be considered. The major one is the insurance you must have. The best car insurance makes it quite helpful for you to make for the repairs. Various states also have the rule that insurance is downright compulsory before you take your ravishing car on the road. There are various kinds of car insurance which you can have but which are the most essential ones to have is what matters the most.
6 Must-Have Insurance For Your Car In UAE
Well, it is an uphill battle to decide as to which types of insurance you must have for your car. It completely depends on the vehicle and according to your budget.No matter if you own a new car or a used cars in Dubai, insurance is the must to have before you take the car on the road to unleash your driving to the core at top speed. Here we help you to know that there are 6 types of car insurance which are quite essential for your car.
1 You must Have the Liability Insurance:
There are around 10 factors you must know when you buy used car , but whether you have the used car or the brand new car, the insurance is the main consideration. The major type of insurance which you must have for your car is the liability insurance. If in case you are in the car accident and the police comes to the conclusion that it was your mistake, then the liability insurance plays the role in covering the expenses of repairing any harmed car property as such. This insurance will also cover the medical bills that arise in the case of any injuries.
2 Collision Insurance is Required for Your Car:
The collision insurance plays the important role when you meet an accident and then you might be left with no money to cover up the expenses. If you have the collision insurance then it will be of great help for your insurer, because your insurer will pay all the expenses incurred of your car in the accident. The sum of the collision, insurance will be more or less similar to what the car was worth before the accident occurred. Different companies provide car insurance in Dubai, but you need to research carefully before opting one.
3 Comprehensive Insurance:
Comprehensive insurance policy comes into the picture when something can happen to the car such as any damage, theft, animal collision, etc. Well, you might have to break the bank to have this insurance policy, but it is downright compulsory insurance to have for your car. The cost of this car insurance policy can definitely be reduced if your vehicle has an anti-theft and some tracking devices pre-installed in it.
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4 You Must Have Medical or Personal Injury Protection Policy Too:
At times treating the injuries occurred from the car accident can cost you a king’s ransom. In such a case, the medical or personal injury protection policy is all the more important to have. It doesn’t matter as to who is at the mistake in the car accident, but this policy will cover up all the expenses of your medical bills. So, medical or personal injury protection is also very important to have.
5 Gap Insurance is Needed for Your Car:
Gap insurance comes into the picture in the case when the drivers owe the money on the trendy and stunning cars and have to pay off the vehicle if it gets damaged beyond repair in the accident. There are various lenders who require you to have the gap insurance for your car until you just pay off the vehicle. It is good to have this insurance policy if you owe more on your car than you can actually pay out within short span of time.
6 No-fault Insurance is Must have:
To come down in favor of the no-fault insurance it completely depends on the other different insurances which you are taken as such and at what cost. Various kinds of no-fault insurance will drain your pocket, especially when you have the marvelous car which is not so costly to replace. This no-fault insurance is also must-have for your car as it will cover up the expenses of injuries as well as property damage irrespective of who is at fault in a car accident.
So, you might be looking forward to go for an adventurous road trip, but you don’t know as to which one is better for the road trip: bike or the car. If you take up the bike, you must have the insurance policy or if you take up the car then also insurance is must have. In case of the car, there are various kinds of insurance you must have built above listed 6 insurance is all the more essential to have for your car which will help you in covering up the damages or the uncertainties that occurs related to your car.
You might be looking forward to having a ravishing car for yourself. There are various car for sale on the Dubai classifieds website